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Tools.

Free tools to help organize questions about moisture, remediation and claim documentation. They do not replace a property assessment or policy review.

Call (314) 947-3419
Gateway technician photographing a water-stained ceiling and wall with a camera, a documentation clipboard under his arm.

Three tools

Free, fast tools for St.
Louis water damage and mold

Tool · moisture questions

Mold decision tool

Use the questions to identify issues to discuss with an independent inspector or Gateway’s remediation team. The tool does not establish a diagnosis or final scope.

Use the tool

Tool · carrier-specific

Claim documentation checklist

Use the checklist to organize loss documentation and questions for the adjuster. Confirm the actual evidence requirements with your carrier.

Use the tool

Guides · 10 carriers

Insurance carrier guides

Read carrier guides covering State Farm, Allstate, USAA, Liberty Mutual, Farmers, Travelers, Nationwide, Progressive, American Family and Erie. Guidance does not imply affiliation or guarantee coverage.

Browse the guides

Tools by situation

Jump straight to water damage and mold remediation

The tools above are for thinking it through. Below: where to go when you’re ready for a quote, a crew, or carrier-specific paperwork.

Active water event

Mold concern

Claim paperwork

Where you are

Emergency water damage and mold help in St. Louis

Skip the tools. Call us. Live phone, twenty-four seven.

Call (314) 947-3419

Serving the entire Greater St. Louis metro, twenty-four seven.

24/7 emergency

(314) 947-3419

Service area

Greater St. Louis Metro
(MO & surrounding)

Sister company

AirSense Environmental, indoor air quality & radon mitigation

© 2026 Gateway Water and Mold. All rights reserved.

Carrier names and trademarks referenced on this site are the property of their respective owners. Gateway Water and Mold is not affiliated with, endorsed by, or a preferred contractor for any insurance carrier. We work alongside policyholders and their carriers on restoration claims; policyholders retain the right to choose their own restoration contractor.